Garden City Improves CRS Rating & Residents Save on Flood Insurance Premiums
Garden City residents to see additional savings on flood insurance premiums due to Community Rating System (CRS) Classification improvements
Garden City residents will see additional savings on flood insurance premiums beginning later in 2019 thanks to an improvement in the City’s Community Rating System (CRS) Classification from an 8 to a 6. The floodplain management activities implemented by Garden City qualifies residents for a 20 percent (%) discount in the premium cost of flood insurance for National Flood Insurance Program (NFIP) policies issued or renewed in Special Flood Hazard Areas on or after May 1, 2019.
The CRS is a Federal Emergency Management Agency (FEMA) /NFIP system to encourage community floodplain management activities that exceed the minimum requirements by FEMA. Points are allotted to communities based on actions and activities by local government and citizens to reduce flood damage to insurable property.
The Mayor of Garden City, Don Bethune, stated, “Garden City often has challenges when it comes to floodplain management due to our location on the Georgia coast. The measures implemented by the City staff, combined with collaboration between other key departments within the City and throughout the County, enabled us to reach our goal of a 6 rating.”
City Manager Ron Feldner is also proud of the results of months of hard work by City staff. “While the City’s Building Safety Officer Ron Alexander led the effort, the Departments of Public Works, Public Safety, Special Projects, and Emergency Management contributed to the lowered rating all under the leadership of the Mayor and City Council,” Feldner said.
The most significant changes could be attributed to the City’s preservation of open space, adoption of higher regulatory standards, floodplain management planning, and enhanced community outreach through the City’s Program of Public Information (PPI). Garden City’s actions and commitment to the program will allow the community to be more resilient. In addition to reducing flood insurance premiums, this commitment by the City also enhances public safety, property protection, and protects the natural functions of floodplains.
WHEN: Effective for NFIP flood insurance policies issued or renewed in any Garden City Special Flood Hazard Areas on or after May 1, 2019.